Summer of thunderstorms warning for motorists

Summer of thunderstorms warning for motorists

As weather forecasters predict the country could be in for a summer of thunderstorms, a leading insurance comparison firm warns motorists to check their insurance policies before venturing out.

The Met Office says a ‘hotter than normal’ summer will bring outbreaks of torrential downpours, hail and thunderstorms as temperatures cool after heatwaves.

A glimpse of what could be a blistering summer, with high temperatures, heavy downpours and thunder and lightning was seen last weekend – particularly in the south.

Heavy and thundery rainfalls are predicted for the coming weekend, especially in the west., a leading car insurance comparison website, says any damage to cars caused by driving through flash floods might not be covered by insurance policies. It warns motorists to carefully check their policy exclusions, and even if routes are partially blocked, drivers should think twice before using waterlogged roads.

If drivers find themselves stuck in the car during a thunderstorm, official advice from the Met Office is to wind up the window and stay inside the vehicle – the metal frame of the car should act as a conductive Faraday cage, passing the current around the passengers and into the ground, should it be struck by lightning.  Open or soft top vehicles are best kept under cover.

Greg Wilson, Founder of, comments: “Motorists who have taken out third party only or third-party, fire and theft insurance wouldn’t be covered for any storm damage to their vehicles – only fully-comprehensive policyholders are likely to be protected in those cases.

“If a storm is predicted, look at official flood warnings, avoid roads that are likely to flood and allow more time for your journey, note you may have to pull over and wait it out if the downpour starts to affect your visibility – not forgetting to put on the hazard lights.

“Unfortunately, if motorists do decide to drive through waterlogged roads, there’s a very real risk that they won’t be covered for any resulting water damage to the car – even fully-comprehensive drivers.”

Greg also warns motorists that have to go out, to make sure their cars are roadworthy before setting off, which includes checking tyre tread and windscreen wipers.

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top